Archive for May, 2011

This season seems to be one where I spend a good deal of time posting about resources for disaster victims.

The storms and tornadoes in Joplin Missouri devastated the area and our hearts go out to the victims.

The Missouri Department of Insurance has posted a page entitled “Joplin Tornado Resources” to help victims get in contact with their insurers. It lists contact numbers of various insurers to help victims reach their insurers. The page also lists a set of tips to assist in working through a disaster and working with your insurer.

Recent flooding throughout the Midwest and other natural disasters have affected sizable areas of the United States. Businesses affected by the disasters may be entitled to apply for disaster assistance from the Small Business Administration (SBA).

Immediately after a disaster and damage to a business, it is important to identify insured losses versus uninsured losses. Businesses may have both insurance and further need for help.

How does that work?

SBA assistance is available for “verified uninsured losses.” SBA assistance is not available for those damages and losses covered by insurance.

British vernacular is great! For those of us here in the States, the term “dodgy” means questionable, suspicious, or something that needs to be handled with care.

Primarily a consumer insurance search site, and U.K. based, website confused.com posted a graphic of several real-life insurance claims. “Dodgy” insurance claims as it were. Some were denied; but, when a camel kicks the car, it is a covered event. Enjoy!

Disclaimer: I’m an XBox guy. It would make me nuts if someone got a hold of my information through my dalliances on XBox Live.

Well, that may be a real possibility for PlayStation Network users. The PlayStation Network has been the target of several cyber-attacks in the last few weeks. One caused a network outage for sometime. And it appears the hackers involved are claiming a third attack will come.

Sony has announced it has put in place “All-Clear Identity Plus” for each of its users to protect those users if their credit cards and information are exposed. This protection includes a $1 million identity theft insurance policy.

Chubb Insurance conducted a survey and found that one in three people surveyed believed businesses were not doing enough to protect their employees from employment discrimination. This at a time when employment discrimination claims are skyrocketing. For 2010, the Equal Employment Opportunity Commission (EEOC) reported 99,922 independent charges of employment discrimination filed with its offices. In 2007, prior to the 2008 financial markets failure, the number was 82,792.

When the economy worsened, layoffs occurred, and employers were less willing to make accommodations for those with age or disability issues. Whether accurate or not, employees facing lay off often believe bias has played a part in the employer’s decision.



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