Best Cheap Insurance Quotes

Japan was struck by an earthquake of 8.9 magnitude at 05:46:23 UTC today. Since that time, the country has been rocked with aftershocks with a magnitude as high as 6.

I’ll reserve discussion of earthquake insurance and flood insurance for some other time. Right now some links:

• Google Person Finder for the Event – Please do not abuse or spam that site.
• The Hawaii Red Cross on Twitter – For constant Tsunami updates.
• The Pacific Tsunami Warning Center
• American Red Cross Donations Page – Always the effective and immediate way to help.

Today is International Women’s Day. It is also the 100th anniversary of the holiday.

Today, while women face less hurdles in the financial industries, there are still a disproportionate number of women excluded from leadership roles in financial services and other industries. As just one example, Alison Steed of moneydiva.com, writes today for Reuters UK, that less than half of the largest companies in the UK have women on their boards. A 2009 study found that, worldwide, women made up less than 9% of the governing boards of the largest companies in the world.

Imagine your business is a tour company focusing on tourists. Often elderly, and certainly not well known to your business, your concern is to be adequately covered for the inherent risks in transporting such customers. Your company is insured. A disaster strikes and customers are killed or injured. Your company turns in the claim to its insurer.

The insurer denies the claim. Documents do not match. The insurer claims the coverage was never placed.

Soon you realize the insurer does not exist and the “insurance” was a scam.

Every year Warren Buffet issues a letter to shareholders of Berkshire Hathaway, Inc. Berkshire is the owner of GEICO, of course, and a huge amount of Berkshire’s business is insurance. The letters have a following and are viewed as sage advice from the 80-year old chairman of Berkshire.

Mr. Buffet offered some advice in his letter this year as to what represents a “sound insurance operation:”