Best Cheap Insurance Quotes

Spring will be here soon!

This got me thinking about all of the small business owners with small seasonal fleets: landscapers, tourist rental, contractors, and others. The start of the warm weather is a good time to review commercial auto and fleet insurance for your business.

First, make sure your policy reflects the vehicles and equipment the business owns. If a purchase was made over the winter, it is easy to forget to include the new vehicle on the business policy.

A good safety and risk management plan is the best way to limit risk, protect your workers, and lower business insurance premiums. Bad practices can lead to higher premiums and unsafe conditions for your workers.

In the last one hundred years, worker safety has improved exponentially and often business insurers were at the forefront of such change. But, sometimes, it takes a disaster for safe practices to be adopted.

Today, is International Women’s Day. In the U.S., the holiday is not officially recognized. But, in 1911, a tragedy of epic proportions in New York, occurring very close to this holiday, gives this day a special significance for our female workforce and provided the impetus for this day to be celebrated in the beginning of the century.

On March 12-21, the 2010 Paralympic Games come to Vancouver. A complete schedule of events can be found here.

The founding sponsor for U.S. Paralympics is The Hartford, one of the largest insurers in the U.S. As The Hartford’s website declares, “The Hartford’s Group Benefits Division is the only one of its kind to support world-class U.S. Paralympic athletes. For more than 15 years, we’ve been raising funds on their behalf and cheering them on. It’s humbling, not just because of the great athleticism we witness, but also because of the character we encounter.”

Filming a movie involves risks that most moviegoers do not appreciate.

The insurer that insures approximately 80% of the films put out by Hollywood, has put together a list of the most “risky” films for 2009. Fireman’s Fund insurance has insured the film industry for over 80 years. It lists “Twilight” and “2012″ as two of the movies the company insured for 2009. According to Wendy Diaz, entertainment underwriting director at Fireman’s Fund, “air and watercraft stunts, strenuous dance sequences, air balloon explosions, and simulated natural disasters,” are all a part of the “film’s overall risk.”