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President Obama’s State of the Union Address last night addressed a number of topics from education, the environment, the future, jobs, banking, business. There was one other topic. Now, what was it? Yes, health insurance reform.

The President acknowledged that taking on health insurance reform was not “good politics.” And, while the President addressed health insurance reform, that topic took a back seat to economic issues. Particularly, the president laid out ideas to help out the middle class.

Love the commercial or hate the commercial, Progressive Insurance’s “Flo,” the quirky girl selling insurance at the “Insurance Superstore,” is a very successful marketing campaign for Progressive.

Now you can be a part of the campaign!

Progressive is running a contest to find a helper for Flo. The winner gets to appear in a commercial and gets a free trip to Los Angeles, CA, for a live audition with Flo. Details can be found at helpflo.com. There you can upload your video entry.

Or, you can attend public auditions at:

When you make an insurance property damage claim, the insurer typically takes title to the damaged property. The insurer sells it and attempts to minimize the loss by recouping some cash at the auction.

On January 15, 2009, Capt. Chesley “Sully” Sullenberger, landed the airplane under his command on the Hudson River. And, in a scene that makes me pay attention to those pre-flight directions by flight attendants, his passengers and crew safely exited the plane after a water landing.

Many Americans–and many of my readers–are off of work today in commemoration of Martin Luther King, Jr. Day. I hope they enjoy being with family and taking a moment to consider the ideals King embodied.

Richard Eskow has written an excellent piece for the Huffington Post today entitled: “What Would Dr. King Thought of Health Reform?” It is a thoughtful piece exploring some of King’s thoughts on social equality. It is a must read.

Keeping in mind the ideals of building a community, Allstate Insurance is sponsoring its Second Annual “Give Back Day.” Visitors to beyondfebruary.com can search for volunteer opportunities within their neighborhoods. Visitors can also learn about people working within their communities to effect positive change.

The catastrophic earthquake in Haiti this week is even more devastating because the country has little to no history of insurance or risk management. The country is identified as the poorest in the Western Hemisphere. Some multinational corporations have interests there, but beyond those companies, it is unlikely that a small, local, family businesses possesses any insurance to help in rebuilding.

Those affected by this weekend’s series of earthquakes in Northern California can find online assistance, claims forms, and information at the California Department of Insurance and the California Earthquake Authority.

The news from California is generally good. It appears from most of the reports I read today that the 6.5 magnitude quake and its aftershocks caused few injuries and lower property damage than expected. Earthquake insurance and earthquake preparation are working in tandem to get businesses back up and running.

Your intrepid Guide, always looking for material and relevant news about business insurance, came across something that only true insurance gurus and geeks (ahem, professionals) would enjoy. It is mid-week, after the holidays, and seems to be a good time to post about something entertaining.

Hulu.com posted a movie made in 1936 called “Lloyd’s of London.” Yes, it is a movie about the founding of Lloyd’s. Tyrone Power plays Jonathan Blake and through war and romance he helps establish Lloyd’s. As a history buff, I can tell you that the movie is only loosely based on real events. The Lloyd’s web page has a history of its company in Flash format if you are interested in a more accurate rendition (but, no Tyrone Power or Virginia Field).

The Hartford, celebrating its bicentennial this year, is providing sponsorship to an organization known as Casting for Recovery. With these funds, the non-profit will be able to expand its current 27 state program to all 50 states.

The idea is that “casting,” or fly fishing is a form of mental and physical therapy. Casting for Recovery was started by a breast surgeon who loved fly fishing and who recognized both the physical and emotional benefits the sport and its natural setting can provide to women in recovery. Two-and-a-half day retreats combine fly fishing lessons as well as counseling and education and are provided at no cost to participants.