Best Cheap Insurance Quotes

A primary focus of my work is advising contractors and handling commercial construction litigation. Admittedly, the role of the “bonding company” or “surety” and public contract requirements of a completion bond or a payment bond, are difficult concepts to explain to clients.

But, understanding bond requirements is a key to smaller contractors being able to secure and bid on larger projects. Bonds are basically business insurance insuring the “risk” that a contract is not performed in a required manner. Bonds can cover other contract risks as well.

Every year the Insurance Institute for Highway Safety (IIHS) picks the top safe cars in various categories and identifies overall winners in each category of vehicle.

The winners for 2010 have been posted to the IIHS website. The top manufacturers for 2010 are:

• Ford (including Volvo) – Six awards.
• Subaru – Five awards.
• Volkswagen – Five awards.

The full list of awards can be reviewed at the IIHS website. IIHS awards can be an indicator of which model cars will result in lower premiums for commercial and personal auto insurance. Often the choice of a “safer” vehicle fleet can produce substantial premium cost savings.