Best Cheap Insurance Quotes

Last week, Facebook received the praise of privacy advocates after successfully denying a subpoena request in a civil matter in Virginia.

A Virginia employer demanded Facebook produce “all documents, electronic or otherwise, related directly or indirectly, to all activities, writings, photos, comments, e-mails, and/or postings” related to an employee’s postings about a recent vacation. The employer alleged the postings suggested that the employee (receiving workers’ compensation) was not as injured as she claimed. Virginia joined with the employer and threatened $200 per day in fines until Facebook complied. Facebook has good lawyers and they suggested that the employer and Virginia read the Electronic Communications Privacy Act (ECPA). The Virginia’s Workers Compensation Commission agreed to reverse itself last week.

Insurance Information Institute:

Love may be priceless, but unfortunately getting married can be very expensive. If you have recently become engaged or currently planning the wedding of your dreams, you should see if wedding insurance is right for you.

Wedding insurance is a form of special event insurance designed to provide financial protection if you have to cancel or postpone a wedding because of death or serious injury in the immediate family, the bride or groom is called to military duty, a natural disaster such as a hurricane or earthquake occurs on your special day or other insured disaster. One thing that is generally not covered, however, is change of heart.

WISTV:

How can you keep a collision from becoming a financial disaster?

Consumer Reports Money Adviser Laura Washington says be aware, the state insurance requirements may leave you vulnerable. “If you own your own home, or if you have assets, they could be at risk if you’re underinsured.”

So what’s sufficient auto insurance coverage for homeowners? For both bodily-injury and uninsured motorist coverage, you should be covered for $250,000 per person and $500,000 per accident.

Washington says, “It’ll raise your premiums about ten, ten percent, but it’s clearly worth it if it could, if it means saving your home.”

MSNBC: “Health insurance premiums will cost families and employers an extra $922 on average this year to cover the costs of caring for the uninsured, according to a report released Wednesday. With the added cost, the yearly premiums for a family with coverage through an employer will average $10,979 in 2005, said the report from consumer group Families USA… its study shows the problem is not restricted to the tens of millions of uninsured Americans. Rather, the problem affects everyone, because the insured subsidize the cost of care given the uninsured.”

Forbes:

Soaring malpractice insurance premiums are discouraging many doctors from specializing in obstetrics and gynecology and also affecting where obstetricians are offering their services, a new study finds.

High insurance costs may eventually lead to a shortage of obstetricians, the researchers warn.

“The high cost of malpractice premiums is beginning to lead providers to drop or reduce obstetrical services. Our study presented evidence that high malpractice premiums affect where new obstetricians are locating and it may affect the supply in the future,” senior author Dr. Scott B. Ransom said in a prepared statement.

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