Best Cheap Insurance Quotes

Computer networks are subject to changing risks over time. A good business insurance plan is going to take into account the possibility of a network disruption and resulting business interruption. It is always important to keep in mind how much money your business would lose if it was out of business for…one day?…two?…one month?

The evolution of cloud computing, social media, streaming content, and, interestingly, security measures, has changed the nature of potential network attacks. Experts warn of some of the most dangerous threats evolving for 2010-2011:

• Malicious websites and paid spammers. Simple steps like registration and the use of a CAPTCHA can prevent spammers auto-posting on your corporate site. To get around this, the spammers pay real people to spam and drive traffic to malicious websites.
• Social networking sites may possess vulnerabilities that allow access to account and network information. Also, employee comments can be used to find out security breaches (“my bartender always forgets to lock the back door.”)
• Targeted malware is malware that is developed to take advantage of “insider” network knowledge.
• Botnet intrusions occurs when the botnet latches on to the computer and begins to run malicious code.

Two threats appear to be increasing: malicious insiders and malicious fake sites. Insiders have caused damage to networks after being terminated or remain in a position to provide information to outsiders. Fake websites look like a real product or supplier site, but are malicious sites designed to attack the computer and run malicious code to keylog, use contact lists, steal data, and other malicious purposes.

Make sure your policy remains up-to-date and follow-up with your insurance professional about any policy changes that alter network risk because, as threats evolve, insurers may be inclined to exclude certain risks through policy changes.